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Plan your trip to the States with our help. From travel insurance and entry rules to spending money and practical advice.
Published: 24 July 2026
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Tesco Travel Money ordered online is provided by Travelex Currency Services Limited.
From New York to the national parks. Californian beaches to cross-country road trips. The USA offers endless possibilities for every type of traveller.
And we’re here to help you get ready for it – with the Tesco Travel Hub!
We’ll cover travel insurance and entry requirements. Help you manage your spending money. And give you simple tips to help you plan ahead - so you can enjoy yourself when you get there.
Travel Insurance isn’t a legal requirement for visiting the USA. But the UK government advises you to buy it before you go. That’s because travel insurance helps to cover medical bills and emergencies.
Healthcare isn’t free in America, like it is in the UK. Basic hospital treatment can be expensive. And a stomach bug or infection could set you back over £150,000 without travel insurance*.
*See the latest government guidance - UK Government travel advice.
Find out how travel insurance can help with the unexpected on your holiday.
Tip: Travel insurance helps to cover medical bills and emergencies when you’re abroad.
Tesco Travel Insurance comes with:
Tip: You can add Gadget Cover to your Tesco Travel Insurance policy for the tech you’re taking with you. It includes cover for:
Monetary limits, excesses and exclusions apply. Gadget Cover is underwritten by AmTrust Speciality Limited (AmTrust).
Tip: Travel insurance covers illness abroad.
Tesco Travel Insurance covers:
Monetary limits, excesses and exclusions apply.
Tip: Travel insurance can help with delays, cancellations or extra accommodation costs.
Tesco Travel Insurance covers:
Monetary limits, excesses and exclusions apply.
Tip: You can add Winter Sports Cover to your Tesco Travel Insurance policy if you’re taking to the slopes. It includes the following cover:
We’ve also got some top tips for winter sports holidays in our guide - Winter sports safety tips
Monetary limits, excesses and exclusions apply.
Travel insurance - also called holiday insurance - helps to protect you if the unexpected happens. Both before and during your trip. So you're not left out of pocket if something goes wrong.
Remember:
For Single Trip policies Tesco Travel Insurance provides cancellation cover from the moment you buy. For Annual Multi Trip policies, cover for holiday cancellation begins from your policy start date. If you want cancellation cover straight away, select today’s date as your policy start date.
It can save you money and hassle on your holiday because it also covers you for things like:
Terms, conditions and exclusions apply. For full details of your holiday cover, always read the policy documents.
You can learn more about how travel insurance can protect you in our guide - Do I need travel insurance?
Find the right cover based on the type and number of trips you’re taking. And save 10% with your Clubcard when you buy direct. Excludes add-ons.
Tesco Travel Insurance is 5-star rated for Standard and Premier cover by Fairer Finance.
included with all cover levels.
Tesco Travel Insurance is a Clubcard Reward Partner. That means you’ll get £1 towards Travel Insurance for every £1 you have in Clubcard vouchers.
Simply exchange your Clubcard vouchers for a Reward Partner code after you get a quote. And then use it to pay, or part-pay, for your travel insurance.
Minimum redemption £5. How it works - T&Cs.
Compare our holiday cover for your American adventure. Choose Single Trip, Annual Multi Trip or Backpacker - and save 10% with your Clubcard*.
Not a Clubcard member? It’s free and saves you money. Join now.
*Only when you buy direct. Excludes add-ons.
"It's important to think about travel insurance for any trip you're taking. Whether it's a short city break, family holiday or the trip of a lifetime.
It's handy for things like cancellations or lost luggage. It can also be invaluable if you need medical treatment while you're abroad. And it can help you travel with confidence and peace of mind."
Alex Cross, Chief Customer Officer at Tesco Insurance
Prepare for your next trip with our travel guides. And find out more about travel insurance.
Find out what you need, and what you need to do, if you’re going to America.
Before you set off, make sure you’ve got:
You can learn more from the UK government’s foreign travel advice - Entry requirements - USA - Gov.uk.
Learn about the US currency. How to make the most of your spending money. And what the options are with Tesco Travel Money.
The US Dollar is the official currency of the United States and a number of other countries.
With Tesco Travel Money, you can buy US Dollars online or at a Travel Money Bureau in-store.
Here’s what we can do for you:
Please note that exchange rates may vary during the day and will vary when buying in store, online or via phone. They’ll also vary depending on whether you’re buying cash or a pre-paid currency card.
Top up and travel with a Multi-currency Cash Passport prepaid card. For secure and convenient spending abroad.
Tesco Travel Money Card powered by Mastercard. 18+ only. Clubcard required.
Make your money go further with our practical tips for buying, carrying and spending your holiday money.
We were proud to win Best Travel Money Provider in The Personal Finance Awards 2025/26, voted for our customers.
Learn how to manage your money abroad. From budgeting tips to foreign currency exchange.
Get to grips with our everyday advice for a stay in America.
America is a big place, so the weather varies by region. That means you could be surfing in Florida, hiking in California or skiing in Colorado in the same season.
The best time to go really depends on what you plan to do when you get there. But, as a general guide:
Tip: Check the weather for all your holiday destinations before you head for the airport.
Good to know, before you go. So you’re good to go when you get there.
Tipping is a big part of life in the States. A lot of workers rely on it. So it’s good idea to keep some small dollar bills handy.
Here’s what’s expected:
Sources include:
Authentik USA - Tipping in the USA: (Very) Practical Guide.
Skip the hassle of finding a SIM abroad - and avoid roaming fees - with Tesco International eSIM.
No physical SIM needed. You can get online in a flash and stay connected like you’re at home.
Perfect for maps, bookings, social media, and keeping in touch while travelling in the USA.
Find out how to manage your policy or make a claim if you have Tesco Travel Insurance.
Got a question about an order? Or need help with your Travel Money Card?
You can order your currency for next-weekday delivery to Tesco stores which offer Click+Collect from a Customer Service Desk, but don’t have an in-store Travel Money Bureau. If you go with this option, you’ll need to pay a collection fee of £2.50 if your order’s under £500.
You can order your currency for next-weekday delivery to Tesco stores which offer Click+Collect from a Customer Service Desk, but don’t have an in-store Travel Money Bureau. If you go with this option, you’ll need to pay a collection fee of £2.50 if your order’s under £500.
Please collect your travel money within 4 days of your collection date. If you don’t, your order will be cancelled and your money refunded, minus a £10 administration fee.
Click+Collect from stores with a Travel Money Bureau:
Click+Collect from stores without a Travel Money Bureau:
For security reasons, travel money can only be collected by the person who placed the order.
When visiting a store, please have these things to hand:
You’ll also need one of the following valid forms of photo ID:
We offer next-day home delivery on all currencies to most parts of the UK if ordered before 2pm, Monday to Thursday. You can also choose a delivery date to suit you.
We’ll send your travel money to your home address by Royal Mail Special Delivery. See delivery costs below.
Please note, next-day delivery isn’t available to all addresses in the UK. You should check the Royal Mail website to find out if your postcode is eligible.
We can’t cancel or amend home delivery orders after they’ve been made.
Clubcard Prices are available on the sell rate of a currency and only for currencies in stock online on the day you buy. The Clubcard Price will be better than the standard rate advertised online.
When buying online, you must enter a valid Clubcard number to get the Clubcard Price rate. Exchange rates may vary depending on whether you’re buying in-store, online or over the phone.
Clubcard Prices apply to the sell rate on foreign currency notes. The Clubcard Price will be better than the standard rate advertised online. Clubcard data is captured by Travelex on behalf of Tesco Travel Money.
See our privacy policy to find out more.
You can add our Buy Back Promise when you buy your travel money from us online or in-store. Then, if you have any left over when you get home, we’ll turn your foreign currency back into Pounds Sterling at the same exchange rate you bought it at.
Just take your unspent currency to one of our in-store Travel Money Bureaux and we’ll buy it back.
Our Buy Back Promise costs just £2.75 if you’re a Clubcard member or £2.99 if you’re not.
Our Buy Back Promise is only available if you’re:
We’ll buy back your foreign currency bank notes at the same exchange rate you got when you bought your travel money from us, up to a maximum value of £250.
We’ll buy back any currency you have above the £250 limit using the rate available on the day, which you can see on our rates board in-store.
When you buy your travel money from us, you’ll see the exchange rate on your receipt.
If you find a better exchange rate from another provider, we'll match it at a Travel Money Bureau in-store. As long as it’s:
Price Match only applies in-store on a like-for-like basis on sell transactions. It doesn’t apply to exchange rates advertised online or by phone.
This is not available in conjunction with any other offer. We reserve the right to check the rate you’ve found and the 3-mile distance from our store (using a standard route planning tool).
Price Match - terms and conditions
We won’t charge you a card handling fee, no matter how you buy your travel money - whether it be in-store, online or over the phone.
However, your credit or debit card provider may charge fees for currency transactions - for example, cash advance or other fees. So, if you’re not sure, it’s best to check with them before you buy.
You can cancel a Click+Collect order any time before your collection date. We'll refund the full amount you paid in Pounds Sterling.
However, if you cancel less than 24 hours before your collection date, we'll charge you a £10 late cancellation fee and deduct this from your refund.
We can’t refund any fees charged by your card provider, so please contact them if you have any questions about that.
It couldn’t be simpler. Just pop into one of our in-store Travel Money Bureaux when you get home.
We buy back:
It doesn't matter where you bought your travel money - even if it wasn’t from us - we'll still buy it back.
Please note:
For extra peace of mind, you can add our Buy Back Promise for a small fee when you buy your travel money from us.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Specialty Limited (AmTrust).
You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.
Tesco Travel Money is provided by Travelex.
Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered No. 04621879. Tesco Travel Money ordered online or by telephone is provided by Travelex Currency Services Limited. Registered No. 03797356. Registered Office for both companies: Worldwide House, Thorpewood, Peterborough, PE3 6SB.
Multi-currency Cash Passport is issued by PrePay Technologies Limited pursuant to license by Mastercard® International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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