Golf travel insurance
Add Golf Cover to your Tesco Travel Insurance policy and get more cover for your golfing holiday.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Specialty Limited (AmTrust).
Tesco holiday insurance with Golf Cover
Going on holiday to play a few rounds? Our Golf Cover add-on gives you extra protection for your golf equipment and missed activities when you’re abroad. It’s designed to give golfers peace of mind so you can relax and enjoy your time on the golf course.
What is Golf Cover?
Golf Cover travel insurance can help to protect you against common problems golfers face on holiday. For example:
- Lost, stolen or damaged golf equipment.Lost, stolen or damaged golf equipment.
- Hire of replacement golf clubs.Hire of replacement golf clubs.
- Reimbursement of prepaid green fees if you can’t play due to illness or bad weather.Reimbursement of prepaid green fees if you can’t play due to illness or bad weather.
- Personal liability cover while playing golf - for injury to others or damage to property.Personal liability cover while playing golf - for injury to others or damage to property.
You can choose Single Trip golf insurance or add cover to an Annual Multi Trip Travel Insurance policy.
Monetary limits, excesses and exclusions apply. So please see the policy booklet for full details.
What does golf travel insurance cover?
If you upgrade your holiday insurance to holiday insurance with golf club cover, you’ll get the cover detailed below.
Please note, limits and conditions apply.
Missed activity
We’ll cover the cost of green fees, activities and club hire if you have to cancel or cut short your golf plans due to:
- an injury, illness or severe weather that stops play.an injury, illness or severe weather that stops play.
Notes:
1. This cover only applies before the start of the activity or tee time for the day.
2. You may be asked to provide medical evidence to support claims relating to illness or injury.
3. Only specific reasons are covered.
Golf equipment
We’ll cover the cost to repair or replace your golf clubs, balls, bag, trolley, shoes or other golf equipment, if:
- they're lost, stolen or damaged while you’re travelling.they're lost, stolen or damaged while you’re travelling.
Notes:
1. Claims are subject to per-item limits.
2. You’ll need to provide proof of ownership and report losses as soon as possible.
Golf equipment rental
We’ll pay towards the cost of hiring replacement clubs, so your holiday isn’t affected, if:
- your equipment is delayed or lost in transit.your equipment is delayed or lost in transit.
Notes:
1. Cover applies after a minimum delay period.
2. Cover’s limited to reasonable and necessary hire costs.
Golfing liability
This cover can help with legal costs or compensation claims made against you, if:
- you accidentally injure someone or damage property while playing golf.you accidentally injure someone or damage property while playing golf.
Notes:
1. This cover applies to accidents only.
2. Cover won’t apply where alcohol, drugs or reckless behaviour are involved.
Why add golf travel insurance cover?
A golfing holiday can be a big investment. Golf Cover is there to help if something goes wrong.
For example:
- your clubs don’t arrive at the airportyour clubs don’t arrive at the airport
- your bag’s damaged in transityour bag’s damaged in transit
- bad weather closes the coursebad weather closes the course
- you get injured and can’t playyou get injured and can’t play
- you accidentally damage a course buggy or someone else’s clubsyou accidentally damage a course buggy or someone else’s clubs
Golf Cover can give you confidence and peace of mind that your trip - and your equipment - are protected.
Who is Golf Cover for?
Golf Cover can give added protection to:
- travellers going on a dedicated golfing holidaytravellers going on a dedicated golfing holiday
- anyone taking their own clubs abroad (except to play professionally)anyone taking their own clubs abroad (except to play professionally)
- casual golfers who plan to play a few rounds while awaycasual golfers who plan to play a few rounds while away
- golf groups and societiesgolf groups and societies
Whether you're playing for fun or heading to a big golf resort, this add on can help to protect your plans.
Note: Golf Cover can help when playing golf as a hobby or leisure activity. It doesn't apply to professional or competitive golfing.
When might you need Golf Cover?
Golf Cover is useful if you’re:
- flying with your own clubsflying with your own clubs
- booking tee times in advancebooking tee times in advance
- paying for lessons or golfing packagespaying for lessons or golfing packages
- travelling to destinations where weather can change suddenlytravelling to destinations where weather can change suddenly
If you need travel insurance including golf clubs and other equipment, this add-on can offer valuable protection. It can also help with cover for bookings and prepaid activities.
What you need to know about Golf Cover
There are a few things you need to be aware of with golf travel insurance cover. Including what’s not covered, what the limits are, and what the different cover levels are.
For Golf Cover to apply, you must:
- take reasonable care of your equipmenttake reasonable care of your equipment
- follow local laws and course rulesfollow local laws and course rules
What golf travel insurance doesn’t cover
As with any insurance, there are some exclusions. Golf Cover won't usually include:
- professional or competitive golfingprofessional or competitive golfing
- damage caused by normal wear and teardamage caused by normal wear and tear
- loss or damage if your equipment is left unattendedloss or damage if your equipment is left unattended
- claims without proof of purchase or ownershipclaims without proof of purchase or ownership
- green fees lost due to reasons not listed in the policy - for example, deciding not to playgreen fees lost due to reasons not listed in the policy - for example, deciding not to play
- liability claims if alcohol or unsafe behaviour is involvedliability claims if alcohol or unsafe behaviour is involved
- items you don’t ownitems you don’t own
- equipment used for business purposesequipment used for business purposes
- losses caused by deliberate or careless behaviourlosses caused by deliberate or careless behaviour
It’s always best to check the policy booklet, so you know exactly what is and isn’t covered.
Golf Cover limits
Golf Cover typically includes limits. For example:
- Golf equipment - up to a set amount per item and overall.Golf equipment - up to a set amount per item and overall.
- Hire of replacement clubs - daily and total limits.Hire of replacement clubs - daily and total limits.
- Green fees - maximum reimbursement for unused fees.Green fees - maximum reimbursement for unused fees.
- Personal liability - up to a specified limit for claims made against you.Personal liability - up to a specified limit for claims made against you.
Claims are also subject to an excess, which is the amount you need to pay towards a claim.
Cover limits and cover levels
You should be aware that your Golf Cover limits will depend on the level of holiday cover you choose - Economy, Standard or Premier.
You can compare the limits for these 3 cover levels below.
|
Section |
Economy |
Standard |
Premier |
|---|---|---|---|
|
Missed golf activity |
No cover |
£30 per day up to £300 |
£50 per day up to £500 |
|
Golf equipment |
£500 |
£1,500 |
£3,000 |
|
Single article limit |
£200 |
£300 |
£500 |
|
Golf equipment rental |
No cover |
£30 per day up to £300 |
£50 per day up to £500 |
Make sure you check the policy booklet for the exact amounts that apply to your cover.
Is Golf Cover included as standard?
You can choose Golf Cover as an optional extra when you apply for Tesco Travel Insurance. It can help to protect your golfing holiday and golf equipment for an additional cost.
Golf Cover is available with Economy, Standard or Premier cover when you buy one of these policies:
- Single Trip Travel InsuranceSingle Trip Travel Insurance
- Annual Multi Trip Travel InsuranceAnnual Multi Trip Travel Insurance
Find out more about Travel Insurance
Find cover for a short break abroad or your next big adventure. And save with your Clubcard when you buy direct*.
Not a Clubcard member? It’s free and it saves you money. Join now.
*Excludes add-ons.
Travel Insurance optional extras
Explore more optional extras available with Tesco Travel Insurance.
Gadget Cover
Buy extra cover for the tech you’re taking with you. Includes:
-
Phones, tablets and laptops
Phones, tablets and laptops
-
Digital cameras
Digital cameras
-
Smart watches
Smart watches
Winter Sports Cover
Buy extra cover for winter sports if you’re going to hit the slopes on holiday. Includes:
-
Winter sports equipment
Winter sports equipment
-
Piste closure
Piste closure
-
Search and rescue
Search and rescue
Cruise Cover
Buy extra cover for a cruise if you’re planning to set sail on a dream holiday. Includes:
-
Missed port of call
Missed port of call
-
Cabin confinement
Cabin confinement
-
Shore excursion cover
Shore excursion cover
Help for Travel Insurance customers
If you’re a Tesco Travel Insurance customer, find out how to manage your policy, get in touch or make a claim.
Important information
About Tesco Travel Insurance
Tesco Personal Finance Ltd (trading as Tesco Insurance) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:
- AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024
- Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024
- AmTrust Specialty Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget CoverAmTrust Specialty Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget Cover
Tesco Insurance will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Specialty Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via:
- AWP P&C in the ‘Privacy Notice’ of the Policy Wording document and Allianz Assistance website
- IPA on the AXA Assistance websiteIPA on the AXA Assistance website
- AmTrust websiteAmTrust website
Policy and additional cover documents
See the policy and cover documents for details of:
- the cover, exclusions and limitations of your travel insurance policythe cover, exclusions and limitations of your travel insurance policy
Monetary limits and excesses apply.
Golf Cover FAQs
Yes. You can add Golf Cover to both Single Trip and Annual Multi Trip Travel Insurance policies.
You can choose it as an add-on when you buy your policy. If you already have a policy, you might be able to add it later - as long as you haven’t started your trip yet.
Yes. Playing golf is classed as a low-risk leisure activity, so you’re covered to play golf under a standard Tesco Travel Insurance policy.
That means you’re covered for things like:
- medical emergencies while playingmedical emergencies while playing
- accidents on the courseaccidents on the course
However, a standard policy has limited cover for golf equipment. If you’re taking expensive clubs or other equipment, you might want to add Golf Cover for extra peace of mind.
That depends on what you’re taking with you.
Ask yourself:
- Are you bringing your own clubs?Are you bringing your own clubs?
- How much would it cost to replace them?How much would it cost to replace them?
- Would you need to hire equipment if yours was lost or delayed?Would you need to hire equipment if yours was lost or delayed?
Golf Cover increases the amount you can claim for golf equipment and related costs. So you should choose a level that matches the value of your clubs and gear.
Yes. If you’re injured while playing golf, you’re covered for medical treatment. Just like any other accident on holiday.
That includes things like:
- emergency treatment abroademergency treatment abroad
- hospital stayshospital stays
- getting you home if you need medical help to returngetting you home if you need medical help to return
You must always follow local rules and play responsibly.
Contact us
We’re here to help if you need support with something while you’re away.