Cockapoo pet insurance guide

Learn about the benefits of insuring your Cockapoo. And find out more about this cute, cuddly dog with an outgoing personality.

Cockapoo insurance is included with Tesco Pet Insurance.

  • Cover any age of Cockapoo - from 8 weeks old to very old.

    Cover any age of Cockapoo - from 8 weeks old to very old.

  • Lifetime Insurance option - choose cover for vet fees up to £11,000 to help with ongoing health conditions.

    Lifetime Insurance option - choose cover for vet fees up to £11,000 to help with ongoing health conditions.

  • Save money on your policy - get a discount with your Clubcard. Plus, a multi pet discount if you insure more than one dog with us.

    Save money on your policy - get a discount with your Clubcard. Plus, a multi pet discount if you insure more than one dog with us.

Tesco Pet Insurance is arranged, administered and underwritten by Pinnacle Insurance Ltd.

A Cockapoo wearing a pink polka dot bandana, sitting on a sofa.

Do you need Cockapoo pet insurance?

Cockapoos are generally healthy dogs. But, like any breed, they’re not immune from illness or injury.

Many Cockapoos live long, active lives, reaching 12-15 years old. And they might need to see a vet if they have an accident, pick up an infection or have a health condition along the way.

If your dog does need treatment, especially long-term, vet bills can be expensive. And pet insurance can help to cover unexpected costs. It could also help to give you peace of mind, knowing your dog will be well looked after.

You can learn more about the importance of pet insurance in our guide - Why is pet insurance important?

Good to know: Cockapoo lifetime insurance can help if your dog develops an ongoing health condition.

    How much is pet insurance for a Cockapoo?

    The cost of Cockapoo pet insurance can vary, but it usually depends on things like:

    • your dog's ageyour dog's age
    • the type and level of cover you choosethe type and level of cover you choose
    • where you live in the UKwhere you live in the UK
    • your dog's health history and lifestyleyour dog's health history and lifestyle
    • the average cost of vet treatment (see below)the average cost of vet treatment (see below)

    Good to know: Pet insurance for a Cockapoo puppy is often cheaper than cover for older dogs. That's because younger dogs are less likely to have an existing health condition.

    If you get pet insurance early, you could be making sure your dog's covered for future health conditions.

      Do Cockapoos have health problems?

      Cockapoos are a mix of two pedigree breeds - Cocker Spaniels and Poodles. And they’re often bred to combine the best traits of both. However, they can still develop inherited or age-related health conditions.

      You can support their health and wellbeing with:

      • regular vet checksregular vet checks
      • a healthy dieta healthy diet
      • the right level of exercisethe right level of exercise

      There aren’t always health problems with Cockapoos. But, as our claims data shows, the cost can soon add up if your dog needs treatment. And that's where pet insurance can help.

        Top 10 Cockapoo pet insurance claims

        Below are the most common claims we receive for Cockapoos at Tesco Pet Insurance. This includes Cockapoo cross dogs. And it shows how much the average payment for treatment is.*

        Remember: without pet insurance, you'd have to pay for the total cost of treatment yourself. You would also be responsible for any cost of treatment that exceeds the level of cover chosen.

          Rank

          Condition

          Average claim payout

          1

          Miscellaneous lump

          £495.53

          2

          Lameness

          £995.10

          3

          Dental disease

          £237.38

          4

          Otitis (inflammation or infection of the ear)

          £315.22

          5

          Allergies

          £444.25

          6

          Foreign body

          £891.78

          7

          Ear infections

          £339.95

          8

          Anal gland/Sac problems

          £700.61

          9

          Grass Seed

          £386.03

          10

          Ear Disorders

          £375.03

          *Tesco Pet Insurance claims payment data, January 2025-January 2026. Provided by Pinnacle Insurance Ltd.

            Common Cockapoo health problems and insurance considerations

            Every dog is different, but these are some of the more common health concerns with Cockapoos.

            • Ear infections - Cockapoos often have long, floppy ears that can trap moisture and reduce airflow. This can increase the risk of Cockapoo ear infections.Ear infections - Cockapoos often have long, floppy ears that can trap moisture and reduce airflow. This can increase the risk of Cockapoo ear infections.
            • Eye conditions - Some Cockapoos can develop inherited eye conditions. Including progressive retinal atrophy (PRA) and cataracts.Eye conditions - Some Cockapoos can develop inherited eye conditions. Including progressive retinal atrophy (PRA) and cataracts.
            • Hip dysplasia - This is a joint condition. It can affect mobility and could cause pain, stiffness and arthritis as your dog gets older.Hip dysplasia - This is a joint condition. It can affect mobility and could cause pain, stiffness and arthritis as your dog gets older.
            • Patellar luxation - This condition develops when the kneecap slips out of place. It can range from mild discomfort to more serious mobility problems.Patellar luxation - This condition develops when the kneecap slips out of place. It can range from mild discomfort to more serious mobility problems.
            • Skin allergies - Cockapoos can be prone to sensitive skin and allergies. These might need ongoing care.Skin allergies - Cockapoos can be prone to sensitive skin and allergies. These might need ongoing care.
            • Dental disease - Plaque build-up and gum disease can become a problem without regular dental care. As with many breeds.Dental disease - Plaque build-up and gum disease can become a problem without regular dental care. As with many breeds.

            Some of these are long-term conditions. Cockapoo lifetime insurance can help to provide cover for repeat treatment each year.

              Does Tesco Pet Insurance include Cockapoo insurance?

              Yes, Tesco Pet Insurance includes Cockapoo insurance.

              We offer Cockapoo pet insurance from 8 weeks old. And you can choose from the following types of cover to meet your needs.


              Lifetime Pet Insurance

              Covers vet fees up to £3,000, £5,000, £7,500 or £11,000, depending on the limit you choose. Your vet fees limit will be reinstated each year, as long as you renew your policy and there’s no break in cover.

                Maximum Benefit Pet Insurance

                Covers vet fees for new illnesses and accidental injuries up to the vet fees limit on your policy. Your vet fees limit can be either £5,000 or £7,500 per condition.

                  Time Limited Pet Insurance

                  Covers short-term treatment for your dog, if they get sick or have an accident.

                    Monetary limits, excesses and exclusions apply. For full details of cover, see the policy booklet.

                    The benefits of Tesco Pet Insurance

                    If your Cockapoo develops a long-term health condition, it can mean ongoing vet bills.

                    Tesco Pet Insurance can help to protect your dog with:

                    • Accident, illness and injury cover. Get cover to help with the cost of treatment if your Cockapoo gets sick or injured.Accident, illness and injury cover
                      Get cover to help with the cost of treatment if your Cockapoo gets sick or injured.
                    • 24/7 vetfone helpline. Get advice for your Cockapoo by phone or video call, whenever you need it. From behavioural issues to health and medical problems.24/7 vetfone helpline
                      Get advice for your Cockapoo by phone or video call, whenever you need it. From behavioural issues to health and medical problems.
                    • Direct payments to your vet. We can pay claims direct to your vet, if they accept direct payments. Excesses apply.Direct payments to your vet
                      We can pay claims direct to your vet, if they accept direct payments. Excesses apply.

                    You can learn more about the benefits of pet insurance in our guide - Why should I get pet insurance?

                      Manage your money with Tesco Pet Insurance

                      These are some of the ways we can help you to manage and save money with Tesco Pet Insurance.

                      • Clubcard Prices. Save money on all Tesco Pet Insurance policies with your Clubcard.Clubcard Prices
                        Save money on all Tesco Pet Insurance policies with your Clubcard.
                      • Multi pet insurance. Get a £12 discount for each pet if you insure more than one with us. Available with all policies, for pets of all ages. T&Cs apply.Multi pet insurance
                        Get a £12 discount for each pet if you insure more than one with us. Available with all policies, for pets of all ages. T&Cs apply.
                      • Spread the cost of your cover. Pay your premium monthly by Direct Debit. It won't cost any more.Spread the cost of your cover
                        Pay your premium monthly by Direct Debit. It won't cost any more.

                      Refer a friend - and get a Tesco Gift Card

                      Refer a friend if you're a Tesco Pet Insurance customer. And you'll both get a £30 Tesco Gift Card as part of our pet insurance rewards. T&Cs apply.

                      Cockapoo insurance with Clubcard Prices

                      Find cover for your Cockapoo with Tesco Pet Insurance. Save with your Clubcard.

                      Not a Clubcard member? It's free and it saves you money. Join now.

                          Clubcard Prices logo.

                          Cockapoo dog breed information

                          Cockapoos are a cross between a Cocker Spaniel and a Poodle. And they’re known for being friendly, smart and playful.

                          They're one of the UK's most popular dog breeds. They make great family pets. And they can fit well into busy households, thanks to their good nature.

                          Here's a rundown of their main characteristics.

                            Characteristic

                            Information

                            Breed type

                            Crossbreed

                            Parent breeds

                            Cocker Spaniel and Poodle

                            Size

                            Small to medium

                            Weight

                            Around 6-15kg

                            Lifespan

                            Around 12-15 years

                            Temperament

                            Friendly, intelligent and affectionate

                            Exercise needs

                            Moderate to high

                            Grooming needs

                            Moderate to high

                            Being crossbreed, a Cockapoo’s appearance, size and coat type can vary. How they look depends on whether they’re bred from Toy, Miniature or Standard Poodles.

                              What are Cockapoos like as pets?

                              Cockapoos are known for their happy and loving personalities.

                              They usually enjoy spending time with people. They often form strong bonds with their families. And they’re intelligent dogs that respond well to positive, reward-based training.

                              Cockapoos are often:

                              • Friendly with peopleFriendly with people
                              • Good with childrenGood with children
                              • Eager to pleaseEager to please
                              • Quick learnersQuick learners
                              • Active and playfulActive and playful

                              As they form strong bonds, some Cockapoos become anxious if they're left alone too long. To help them to develop confidence, it's best to train and socialise them early.

                              For dog training tips, see our guide with TV dog trainer, Graeme Hall - Dog training tips from The Dogfather.

                                How much does it cost to keep a Cockapoo?

                                The cost of owning a Cockapoo depends on a number of things. For example, where you live and your dog's individual needs.

                                Typical costs can include:

                                • FoodFood
                                • Annual vaccinationsAnnual vaccinations
                                • Flea and worm treatmentsFlea and worm treatments
                                • GroomingGrooming
                                • Toys, bedding and accessoriesToys, bedding and accessories
                                • Training classesTraining classes
                                • Pet insurancePet insurance
                                • Unexpected vet treatmentUnexpected vet treatment

                                Professional grooming can be a big expense and could cost around £50 or more every couple of months.

                                  How much exercise does a Cockapoo need?

                                  Cockapoos are active dogs and usually need at least 60 minutes of exercise each day.

                                  That could be a big walk in the morning and two shorter walks later in the day, depending on your dog’s needs.

                                  Exercise can include:

                                  • Daily walks.Daily walks.
                                  • Off-lead play and exercise in safe areas.Off-lead play and exercise in safe areas.
                                  • Basic agilities exercises.Basic agilities exercises.
                                  • Training sessions.Training sessions.
                                  • Puzzle toys and enrichment activities.Puzzle toys and enrichment activities.
                                  • Fetch and other interactive games.Fetch and other interactive games.

                                  Regular exercise helps to support your dog’s physical and mental wellbeing.

                                  Good to know: It’s best not to give young puppies too much exercise. And remember, older dogs might need gentler exercise based on their age and health.

                                    Does a Cockapoo need regular grooming?

                                    Cockapoos are well known for their curly or wavy coats. Their coat type can vary, but most need regular grooming to prevent matting and tangles.

                                    Top grooming tips for your Cockapoo:

                                    • Brush your dog’s coat several times a week.Brush your dog’s coat several times a week.
                                    • Book a professional groomer - every 6 weeks or every few months, depending on your dog.Book a professional groomer - every 6 weeks or every few months, depending on your dog.
                                    • Check and clean ears regularly.Check and clean ears regularly.
                                    • Brush teeth frequently.Brush teeth frequently.
                                    • Trim nails when necessary.Trim nails when necessary.
                                    • Check skin for signs of irritation or infection.Check skin for signs of irritation or infection.

                                    Regular grooming can help to keep your Cockapoo comfortable. It might also help you to spot potential health issues early.

                                      Summary: The Cockapoo

                                      Cockapoos are usually loving, smart and energetic family dogs. They can bring years of companionship. And, while often healthy, they can develop health conditions that might need treatment.

                                      Cockapoo pet insurance can help with unexpected vet bills. It can also provide peace of mind if your dog gets sick or injured.

                                      To compare cover for long-term treatment, take a look at our Lifetime Pet Insurance.

                                        Help for Pet Insurance customers

                                        Find out how to manage your policy or make a claim if you have Tesco Pet Insurance.

                                        Important information

                                        Tesco Pet Insurance is arranged, administered and underwritten by Pinnacle Insurance Ltd.

                                        vetfone is provided by Vetsdirect Ltd.

                                        You'll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

                                          Learn more about Tesco Pet Insurance

                                          Cockapoo insurance is included with Tesco Pet Insurance. 97% of claims paid within 5 working days*.

                                            *Based on Tesco Pet Insurance claims data, January-October 2025.

                                              Cockapoo FAQs

                                              Yes. Cockapoos are often considered excellent family dogs.

                                              They’re usually friendly, loving, and enjoy being around people. Many Cockapoos get on well with children. And they like being involved in family activities.

                                              Remember, children should be taught how to interact with Cockapoos safely and respectfully. As with any breed.

                                                Many Cockapoos enjoy swimming. Especially if they inherit the Cocker Spaniel's love of water. But every dog’s different.

                                                Introduce your Cockapoo to water gradually. And always supervise them around rivers, lakes, beaches and swimming pools.

                                                Swimming can be a great form of exercise and mental stimulation for dogs that enjoy it.

                                                  Most Cockapoos shed a lot less than many other dog breeds, thanks to their Poodle heritage.

                                                  However, no Cockapoo is completely non-shedding. Coat type can vary from dog to dog. And regular brushing is usually needed to prevent tangles and matting.

                                                    Cockapoos can be vocal. Some dogs might bark when they’re excited, bored or alerting their owners to someone at the door. But they’re not usually known as excessive barkers.

                                                    Early training and lots of exercise can help to prevent unwanted or excessive barking.

                                                      Cockapoos are people-focused dogs and often prefer company. Some can become anxious or unhappy if left alone for too long.

                                                      Training from a young age can help them to feel more comfortable spending time on their own. But they’re usually best suited to homes where someone’s around for most of the day.

                                                        Cockapoos are generally sociable dogs and often enjoy playing with other dogs.

                                                        Many Cockapoos enjoy:

                                                        • dog walksdog walks
                                                        • playdatesplaydates
                                                        • visits to dog-friendly parksvisits to dog-friendly parks

                                                        Socialising them early can help them to become confident, well-mannered adults.

                                                          Pet insurance and pet care guides for dogs

                                                          Dog training tips from The Dogfather

                                                          Dental advice for your dog

                                                          Pet insurance for older dogs

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