Family Legal Guard.

Add family legal protection to your Tesco Home Insurance policy. Get up to £100,000 in legal expenses to help you and your family with personal injury claims and legal disputes.

Family Legal Guard is underwritten by AmTrust Specialty Limited.

Home Insurance with family legal protection

Need to make a legal claim, but the cost is stopping you? Our family legal protection could help.

With Family Legal Guard, you can get the legal and personal support you need to pursue or defend your rights in a range of personal legal disputes.

    Why add Family Legal Guard to your policy?

    • Up to £100,000 of legal expenses insuranceUp to £100,000 of legal expenses insurance
    • Cover for you and your familyCover for you and your family
    • Help with a range of personal legal disputesHelp with a range of personal legal disputes
    • 24/7 legal helpline24/7 legal helpline
    • Easy online access with ready-to-use legal templatesEasy online access with ready-to-use legal templates
    • No excess to payNo excess to pay
    • Save money on Family Legal Guard with your ClubcardSave money on Family Legal Guard with your Clubcard
      The power to lower prices Tesco Clubcard Prices logo.

      What’s covered by our family legal protection?

      Family Legal Guard helps to cover the cost of your legal expenses for:

      • Personal injury claims, where someone else was to blame for the accidentPersonal injury claims, where someone else was to blame for the accident
      • Clinical negligenceClinical negligence
      • Employment disputesEmployment disputes
      • Contract disputesContract disputes
      • Property disputesProperty disputes
      • Tax investigationsTax investigations
      • Legal defence, including a motoring prosecution or inheritance disputeLegal defence, including a motoring prosecution or inheritance dispute
      • Loss of salary through Jury Service attendanceLoss of salary through Jury Service attendance

      For full details of cover, exclusions, monetary limits and terms, please see our Home Insurance policy documents.

        What’s not covered by our family legal protection?

        Things like:

        • Any legal issue that began before the policy startedAny legal issue that began before the policy started
        • Claims that are less than 51% likely to succeed are usually not coveredClaims that are less than 51% likely to succeed are usually not covered
        • If the dispute amount is less than the advisers’ costsIf the dispute amount is less than the advisers’ costs

        For full details of cover, exclusions, monetary limits and terms, please see our Home Insurance policy documents.

          Is Family Legal Guard included as standard?

          You can add Family Legal Guard when you buy or renew a Tesco Home Insurance policy. It can help to reassure you, to know you’ll get help if you’re involved in a personal legal dispute that happened after the policy started.

          Family Legal Guard is an optional extra and there’s an additional cost.

            For new customers

            You can add Family Legal Guard when you get a quote and buy a Home Insurance policy.

              For existing customers

              When we send you the renewal documents for your Home Insurance policy, Family Legal Guard will be shown as an option for your renewal.

                Our Home Insurance options

                Find the right cover to protect the place you call home. And save money with your Clubcard.

                Contents Insurance

                Covers the things you own in the house, garage, shed and garden. Suitable for homeowners and renters.

                  Buildings Insurance

                  Covers the house you own, the permanent fixtures inside it, and your garage and outbuildings. Suitable for homeowners.

                    Combined Home Insurance

                    Covers your building and contents in a single policy, which can be cheaper. Suitable for homeowners.

                      Home Insurance optional extras

                      Explore more optional extras available with Tesco Home Insurance.

                        Home Emergency Cover

                        Choose our Essentials option or Full Cover. Both come with 24/7 support for plumbing, electrical and security issues, and more.

                        Home Emergency cover is underwritten by Inter Partner Assistance S.A.

                          Help for Home Insurance customers

                          If you’re already a Tesco Home Insurance customer, find out how to manage your policy, check your documents or make a claim.

                          Important information

                          Tesco Home Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.

                          Home Emergency Cover is underwritten by Inter Partner Assistance S.A.

                          Family Legal Guard is underwritten by AmTrust Specialty Limited.

                          You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

                            Before you buy Tesco Home Insurance, it’s best to check the policy documents and make sure the policy you’ve chosen meets your needs.

                            The policy booklet and product information documents outline the benefits, limitations and exclusions that’ll apply to your cover.

                            For Home Insurance policies starting on or after the 22 May 2024

                                For Home Insurance policies starting before 22 May 2024

                                  Family Legal Guard FAQs

                                  Family Legal Guard provides up to £100,000 in legal expenses to help with personal injury claims and legal disputes.

                                  It covers you and any member of your family who live with you permanently in the same home.

                                    As well as your benefits, Family Legal Guard comes with some easy-to-use tools to help with personal legal matters.

                                      Document templates

                                      You can download over 45 legal document templates to help with specific legal disputes. For example:

                                      • Complaints to the councilComplaints to the council
                                      • Parking fine disputesParking fine disputes
                                      • Credit file requestsCredit file requests

                                      Legal advice tree

                                      You can use the legal advice tree to get answers to your questions and help to make decisions. It’s an interactive guide that gives you legal guidance without the need to call for help.

                                        Callback service

                                        If you need more help than the advice tree can give you, you can phone and ask for a callback from a specialist legal adviser. You’ll find full details in our Family Legal Guard policy booklet.

                                          If you have Family Legal Guard, you can call the Legal Helpline or claims line 24/7 to get the help you need. Or you can make a claim online.

                                            Family Legal Guard - Legal Helpline

                                            0345 030 3182*

                                            Family Legal Guard - claims line

                                            0345 030 3183*

                                            Make a claim online

                                            Online claims portal

                                            *This number may be included as part of any inclusive call minutes provided by your phone operator.

                                              Contact us

                                              Need to talk to someone about Home Insurance? Our friendly, UK-based customer service team is here to help.