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Add an Upgraded Courtesy Car to your Tesco Car Insurance policy. With extra cover, you’ll get a courtesy car that’s similar in size to your own.
Tesco Insurance Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.
If you need 7 seats to fit your family in, or space in the back for your dog, a small courtesy car might not be big enough. Upgrade your cover today and get a courtesy car that better meets your needs.
With Gold comprehensive cover, an Upgraded Courtesy Car is included as standard.
If you make a claim following an accident with a courtesy car, it’ll affect your No Claim Discount.
For full details of cover, exclusions, excesses, monetary limits and terms, please see the policy booklet.
If you have Bronze or Silver comprehensive cover, we’ll offer you a small courtesy car while your car’s being repaired by one of our approved repairers.
Upgraded Courtesy Car cover is available as an optional extra for an additional cost. With the extra cover, you’ll get a courtesy car that’s similar in size to your own, in terms of seating capacity and luggage space.
You can choose the Upgraded Courtesy Car add-on when you apply for Silver or Bronze comprehensive cover, or you can add it on later.
If you already have Silver or Bronze comprehensive cover, you can add an Upgraded Courtesy Car to your policy in Your Insurance Account. Remember, you don’t need to pay an admin fee when you make changes to your policy online.
If you have Gold comprehensive cover, an Upgraded Courtesy Car is included with your policy as standard.
Compare our Bronze, Silver and Gold comprehensive cover to find the one that’s right for you. For drivers aged 21 and over.
Add optional extras to your Tesco Car Insurance policy. And get more cover to help with the unexpected.
Cover the cost of your fees if you need to take legal action against someone on the road. Up to £100,000.
Motor Legal Protection is underwritten by AMTrust Specialty Limited.
Save yourself some hassle with your car keys - whether they’re lost, stolen, damaged or just locked inside.
Key Cover is underwritten by AA Underwriting Insurance Company Ltd. Claims are handled by Keycare.
Don’t be stranded if your car breaks down. Get moving again with 4 levels of breakdown cover to choose from.
Breakdown Cover is underwritten by RAC Insurance Ltd.
If you’re already a Tesco Car Insurance customer, find out how to update your policy, get in touch or make a claim.
Tesco Car Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.
Optional extras insurers:
You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.
Before you buy Tesco Car Insurance, it’s best to check the policy documents and make sure the policy you’ve chosen meets your needs.
The policy booklet and product information documents outline the benefits, limitations and exclusions that’ll apply to your cover.
Before adding extra cover to your Tesco Car Insurance policy, it’s best to check the policy booklet and make sure it meets your needs.
This will depend on factors such as your age, occupation and the type of policy cover and product you choose (NB: it is only available on Silver and Gold cover, where eligible). The cover applies on a third-party only basis if you have the vehicle owner's permission, and the vehicle is registered, insured and legal to drive in the UK, including insurance in its own right.
Please check your Certificate of Motor Insurance to confirm if you are eligible to drive another vehicle (under section 5).
Full details of any limitations are in your policy booklet.
Anyone who drives your car should be named on your policy as an additional driver. You can add a driver by logging into Your Insurance Account.
Adding additional drivers to your insurance could increase the overall cost of your policy but you will not be charged a fee when completing via this service. Your insurer reserves the right to refuse cover based on age, licence, residency and experience of the proposed additional driver.
Please see our existing FAQ 'How do I add or update my additional driver details?' for instructions on how to do.
If you want to add a temporary driver, they can be added to your policy up to a maximum of 28 days over the policy year. To do this, you will need to contact our Customer Service team and have your policy number ready. An administration fee will be applied and must be paid in addition to any change in premium.
When you apply for cover, you have the option of adding protection for your No Claims Discount (NCD) if you have a minimum of four years NCD. You must also have had no more than one fault claim in a three-year period to be eligible. Your NCD will then be maintained in the event of up to 2 claims within the first policy year.
If you renew your policy and have two claims in a three-year period, NCD protection will be removed, and if you were to have a third claim in this time, your NCD will be reduced.
Without NCD protection, claims where we are unable to make a full recovery from a third party will reduce your NCD.
NCD protection does not protect your premium and you may have to pay a higher premium and excess from your next renewal if any claims are made. Your NCD will not increase in any years in which you have a claim. If you renew your Tesco Car Insurance policy, the terms of your no claims discount protection will change. More information on how Protected NCD may be affected by multiple claims can be found in your policy booklet.
If you've driven a company car and the company have made no claims during that time, you could be eligible for a no claims discount provided that;
Need to talk to someone about Car Insurance? Our friendly, UK-based customer service team is here to help.
