Contents Insurance

Tesco Contents Insurance covers your belongings while they're inside your home.

If you want cover for things away from home, you can add Personal Possessions Cover to your policy.

It can provide cover for things like your phone, laptop and jewellery. And cover includes.

Tesco Contents Insurance covers your bike if it's stolen or damaged at your home.

If you often use your bike away from home, you can add Bicycle Cover for extra protection when you're out and about.

Tesco Contents Insurance covers accidental damage to TVs, tablets, laptops and home tech.

You can add optional extra cover to get more protection for mishaps at home. For example:

A good way to work out how much contents cover you need is to add up the cost of replacing all the things you own.

That's everything you’d take with you if you moved house. Including furniture, clothes, electrical items and personal belongings.

Make sure you choose a cover amount that reflects the value of all your contents.

Our Contents Insurance covers the things you own inside your home. That’s the things you’d take with you if you moved house. Like your furniture, electronics and clothes.

Our Buildings Insurance covers the structure of the property. Including:

Combined Home Insurance offers contents and buildings cover in a single policy. And can work out cheaper.

If you rent your home, our Contents Insurance includes Tenants Liability Cover. This covers accidental damage to:

You can learn more in our guide - Tenants Liability cover: a guide for renters.

Tesco Home Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.

Home Emergency cover is underwritten by Inter Partner Assistance S.A.

Family Legal Guard is underwritten by AmTrust Specialty Limited.

Before you buy your Tesco Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.

Data may be obtained from and shared with the wider Tesco Group, credit reference agencies and fraud prevention agencies on an ongoing basis. Information on how your data is collected and how your personal data is used (including profiling and automated decisions) and your rights under the data protection laws are available to read in our privacy notice.

Tesco Personal Finance Ltd and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our privacy notice.

We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation and do not purchase; or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.

We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out financial and insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime and for credit scoring.

We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.

Data may be obtained from and shared with the wider Tesco Group, credit reference agencies (CRAs) and fraud prevention agencies (FPAs). The FPAs will potentially use it to prevent fraud and money-laundering, verify your identity and establish your right to UK Residency. Depending on the outcome, this could result in the refusal of certain services, finance or employment. We will supply your personal information to CRAs and they will give us information about you on an ongoing basis.

By proceeding with your application you acknowledge we can use your data in this way.

Please see our privacy notice if you would like to know more.

For cancellation rights and the refunds that apply or for any charges which may apply should you need to make changes or cancel your policy, please view the link below and the cancellation section of your policy booklet.