Family Travel Insurance
Getting ready to make some memories on a family trip? We have Single Trip or Multi Trip cover, handy if you’re planning more than one family holiday this year.
Whether you’re planning a getaway close to home, a weekend at their favourite theme park or an extended break overseas, our Travel Insurance for families could be right for you.
- Unlimited medical and repatriation cover. An additional premium may be required to cover any pre-existing medical conditions or add-ons.
- Choose from Economy or our 5 Star Fairer Finance rated Standard and Premier cover. Monetary limits, excesses and exclusions apply.
- You can choose to add optional extras and additional cover to your Single or Multi Trip cover for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Specialty Limited (AmTrust).
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Get 20% off Travel Insurance - for a limited time
Save more with your Clubcard in our winter sale. Only when you buy direct.
Excludes add-ons. Offer ends 30 January 2026. T&Cs apply.
5-star rated by Fairer Finance
Fairer Finance carry out research on financial products to help people make more informed decisions and get a better deal. Tesco Tesco Travel Insurance has a 5-star rating.
What is family travel insurance?
Family travel insurance, as the name suggests, is travel insurance for the whole family. It covers 2 adults (aged up to 74) and up to 4 children on one policy. And it helps to protect you in case something goes wrong when you go on holiday together.
Travel insurance can help to take the stress out of a family holiday because it covers you for things like:
- lost belongingslost belongings
- cancelled or delayed flightscancelled or delayed flights
- accident, illness or injury abroadaccident, illness or injury abroad
So you won’t be left with a large bill to pay if these things happen to you.
Are there any exclusions with family travel insurance?
With Tesco Travel Insurance, we won't cover you or members of your family for the following:
- Any pre-existing medical condition - unless you’ve told us about it and we’ve agreed to cover you.Any pre-existing medical condition - unless you’ve told us about it and we’ve agreed to cover you.
- Anything you might’ve expected to happen. Either when you booked your trip or when you bought your cover, whichever one you did last.Anything you might’ve expected to happen. Either when you booked your trip or when you bought your cover, whichever one you did last.
- Training for, or taking part in, an amateur sports competition during your trip.Training for, or taking part in, an amateur sports competition during your trip.
- Taking part in extreme or high-risk sports.Taking part in extreme or high-risk sports.
- Travelling against government advice.Travelling against government advice.
For a full list of limits, excesses and exclusions, please see the policy booklet.
Some little helps to get you on your way
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24/7 helpline available in case of medical emergencies. -
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Unlimited cover for medical expenses and repatriation costs. An additional premium may be required to cover any pre-existing medical conditions or add-ons. -
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Get an increased cash limit as part of your cover if you buy your Travel Money from Tesco Travel Money.
Need a different type of cover for your trip?
Not travelling with the family this time? See our range of Travel Insurance options, including cover designed for Backpackers.
Travel Insurance FAQs
Tesco Travel Insurance provides cover for your pre-existing medical conditions – after you have purchased your policy, you must contact our medical screening helpline on 0345 030 6124 if:
- you are diagnosed with a new medical condition;
- you experience new or recurring symptoms or have an undiagnosed condition;
- your doctor or other medical professional make any changes to your prescribed medication including the dosage;
- you receive in-patient medical treatment; or
- you are placed on a waiting list for investigation or medical treatment;
When you call, we will ask you specific questions about your medical condition(s).
After you complete your declaration, you may need to pay an additional premium to allow cover to continue for your pre-existing medical conditions and associated conditions. There is also a chance that we will not be able to provide you with cover for these conditions, in which case we will cancel your policy and refund you a portion of the amount you have currently paid unless you have not made a claim and do not intend to make a claim.
Tesco Travel Insurance can provide cover for pre-existing medical conditions - when you purchase the insurance, you must tell us about the pre-existing medical conditions of anyone to be insured on the policy. If you do not tell us about any pre-existing medical conditions, this may impact any claim you make. Please note there may be an additional charge to cover some medical conditions.
The policy will be void if you travel against the advice of a medical practitioner or your public transport provider.
If you are in any doubt, you should call to check whether you're covered for your medical condition before you travel. Please call 0345 030 6124*.
If you purchased or renewed your travel insurance policy on or after 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
If you purchased or renewed your travel insurance policy before 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A.
Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.
A wide range of sports and activities are covered as standard on all of the policies at no additional cost as long as you are participating on a recreational and non-professional basis during any trip and you are following local laws and regulations and using any recommended safety equipment.
A full list of sports covered as standard and any exclusions can be found in the policy booklets under SPORTS AND OTHER ACTIVITIES. You should check this list to ensure you are covered before participating.
Optional Golf Cover and Winter Sports Cover may be available to purchase at extra cost to provide more cover for those specific sports trips.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.
Yes, cruise holidays are covered under the normal policy terms and conditions. You should ensure that you have cover for all the destinations that you will visit on the cruise.
Optional cruise cover is also available at an additional cost on some policies and covers missed port of departure, cabin confinement, itinerary change and unused excursions.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
If you purchased or renewed your travel insurance policy on or after 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
If you purchased or renewed your travel insurance policy before 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A.
Policy and additional cover documents
View and download policy-related documents and other important cover information.
How we collect and use your personal data
Tesco Personal Finance Ltd (trading as Tesco Insurance) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:
- AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024
- Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024
- AmTrust Specialty Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget CoverAmTrust Specialty Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget Cover
Tesco Insurance will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Specialty Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via:
- AWP P&C in the ‘Privacy Notice’ of the Policy Wording document and Allianz Assistance website
- IPA on the AXA Assistance website
- AmTrust website
20% off Travel Insurance offer
- Not to be used in conjunction with any other offer (offer replaces standard Clubcard pricing during the offer period).Not to be used in conjunction with any other offer (offer replaces standard Clubcard pricing during the offer period).
- The Clubcard must be in your name.The Clubcard must be in your name.
- Offer is not available for purchases made through any price comparison website.Offer is not available for purchases made through any price comparison website.