EV charging cable guide.

Learn about your EV charging cable. Find out how it works and how to stay safe. And see what’s covered for electric cars with Tesco Car Insurance.

Published: 30 January 2026

Two people smiling as they drive past in a car on a sunny day, with wind blowing through their hair.

What is an EV charging cable?

An EV charging cable connects an electric vehicle to a wall-mounted or freestanding charger. It carries the power safely from the charger to the car. And it lets the car and charger ‘talk’ to each other so that charging starts and stops at the right time.

Your EV cable will usually be covered by electric car insurance for accidental damage. But you won’t be covered for problems caused by poor maintenance or wear and tear.

    How does an EV charging cable work?

    Using an EV charging cable is just as easy as plugging a phone cable into your smartphone or mobile device. You simply plug it in and let your car and charger do all the work, following these short steps.

    • 1. Plug in - the connector locks into place.1. Plug in - the connector locks into place.
    • 2. Handshake - the car and charger check everything’s safe.2. Handshake - the car and charger check everything’s safe.
    • 3. Charge - power flows at the right speed for your car and cable.3. Charge - power flows at the right speed for your car and cable.
    • 4. Done - the car stops charging automatically and you can unplug the charger from your car.4. Done - the car stops charging automatically and you can unplug the charger from your car.

    For info on how an EV battery works, see our Electric car battery guide.

      Type 2 EV charger

      A Type 2 EV charger is the standard connector for charging an electric car in the UK and Europe. You’ll use a Type 2 to charge your car at home or if you’re using a public charger - for example, at work or the local supermarket.

      The chargers themselves are either tethered or untethered. Tethered chargers have a fixed cable. With untethered chargers, you need to use your own cable.

      Another type of charging cable that’s used in the UK is a ‘granny’ 3-pin electric car cable. It’s a portable EV charger that uses a standard 3-pin plug to connect to an electrical socket in your home. A ‘granny’ cable provides much slower charging, so it’s only suitable for using in an emergency. In fact, it got its name - the ‘granny charger’ - because it comes in handy when your family come to stay and need to charge their car!

        Staying safe with your EV charging cable

        There are a few basic safety measures you need to take with your EV cable, to keep yourself and others safe. Both, while you’re charging, and when it’s not in use.

        • Don’t use extension leads or multi plugs.Don’t use extension leads or multi plugs.
        • Check for any sign of damage before using your EV cable. And don’t use it if it’s frayed or cracked.Check for any sign of damage before using your EV cable. And don’t use it if it’s frayed or cracked.
        • Keep the connectors dry and off the ground.Keep the connectors dry and off the ground.
        • Lay the cable flat and avoid blocking pavements and public paths.Lay the cable flat and avoid blocking pavements and public paths.

        If you have to run your EV cable across a public path or road, it’s best to use a cable protector. That'll help to make it less of a trip hazard.

        Car insurance can also help to give you peace of mind while using it. Tesco electric car insurance comes with personal liability cover. So you’ll be covered if someone trips over the cable outside your property.

          Charging your electric car battery

          To charge your battery, you need to plug your car into an electrical outlet designed for EVs. You can use a public charging point or one you’ve installed at home.

          To learn more about charging your electric car battery, see our Electric car battery guide.

            Collect Clubcard points when you charge your car at Tesco

            At Tesco Insurance, we like to do our bit for the planet. And we know our customers do too.

            That’s why we’ve got a little help for the eco-friendly driver. We’ve partnered with Pod Point, so you can charge your car at Tesco while you’re doing the weekly shop. And, what’s more, you’ll collect Clubcard points for whatever you spend on charging!

              Replacing an EV charging cable

              You can usually expect a high-quality EV charging cable to last around 5 to 10 years. But how long it’ll last in reality depends on several things. Including:

              • how well it’s madehow well it’s made
              • how often it’s usedhow often it’s used
              • how well it’s maintainedhow well it’s maintained

              A common cause for replacing an EV cable is wear and tear, which won’t be covered by your car insurance. Depending on how it’s handled, and how often, you might start to see fraying, cracks or damage to the connectors over time.

              The replacement cost depends on a number of things, including:

              • the type of cablethe type of cable
              • the length of the cablethe length of the cable
              • the type of charger you havethe type of charger you have

              If you have a tethered charger, and the fixed cable is damaged, you might need a qualified installer to repair or replace it. And that will add to the cost.

                What Tesco Car Insurance covers for your EV charging cable

                With our comprehensive car cover, we’ll cover your EV charging cable for the following:

                • Fire, theft and accidental damage - when being used with the car or stored at home, locked in your garage or propertyFire, theft and accidental damage - when being used with the car or stored at home, locked in your garage or property
                • Liability cover - in case someone trips over the charging cable on the pavement or road outside your homeLiability cover - in case someone trips over the charging cable on the pavement or road outside your home

                Tesco electric car insurance includes cover for electric and hybrid cars as standard. It comes with all levels of our comprehensive cover - whether you go for Bronze, Silver or Gold.

                  Help for Car Insurance customers

                  If you’re a Tesco Car Insurance customer, find out how to manage your policy, get in touch or make a claim.

                  Important information

                  Tesco Car Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.

                  You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

                    Learn about electric car insurance

                    Compare our Bronze, Silver and Gold comprehensive Car Insurance to find cover for your electric car. And save with your Clubcard. For drivers aged 21 and over.

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