Travel Insurance
Compare our holiday insurance for your next big adventure. Discount available for Clubcard members.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
Collect Clubcard points with Winter Sports Cover
Collect up to 1,000 Clubcard points when you add Winter Sports Cover to a new Travel Insurance policy. Offer ends 10 December 2025.
Clubcard and minimum spend required. Offer only available when you buy direct. T&Cs apply.
Travel Insurance you can trust
- Choose from Economy or our 5 Star Fairer finance rated Standard and Premier cover Single and Annual Multi Trip policies.Choose from Economy or our 5 Star Fairer finance Standard and Premier cover Single and Annual Multi Trip policies.
- Cover for medical expenses and 24/7 Emergency Medical Assistance is provided with all our cover levels. Monetary limits, excesses and exclusions apply.Cover for medical expenses and 24/7 Emergency Medical Assistance is provided with all our cover levels. Monetary limits, excesses and exclusions apply.
The power to get holiday insurance for less
Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to add-ons. Just enter your Clubcard number when you get your quote.
Types of travel insurance cover
Single trip
Only plan on one holiday in the next 12 months? Buy cover for the length of your trip only and have protection from cancellation from the moment you buy.
Annual Multi Trip
If you plan on taking two or more trips in the next 12 months, Annual Multi Trip cover can offer greater convenience than Single Trip cover.
Backpacker
Designed for longer trips abroad up to 18 months, often to multiple countries. You may find this type of cover is right for you if you’re planning a gap year or career break.
Our expert says
"Travel insurance is an important consideration for any trip you take, whether it’s a short city break or a holiday of a lifetime. While it comes in handy for things like cancellations or damage to your luggage, it’s invaluable if the unexpected does happen and you need medical treatment. A few simple steps can help you travel with confidence and peace of mind."
Alex Cross, Chief Customer Officer at Tesco Insurance
Talk to a doctor remotely, 24/7
Get an appointment with a doctor while you’re away - whenever you need it - with any of our Travel Insurance policies.
Talk to a doctor on the phone, 24/7. Or by video call, 8am-10pm, 7 days a week (excluding Christmas Day). For advice, reassurance, and, where appropriate, prescriptions or private referrals.
Don't forget your spending money
Tesco Travel Money comes with Clubcard Prices on all currencies. Order online for Click+Collect at over 500 locations or Home Delivery.
Enter a valid Clubcard number online before you purchase. Fees may apply.
Tesco Travel Money ordered online is provided by Travelex Currency Services Limited
Travel Insurance FAQs
Tesco Travel Insurance provides cover for your pre-existing medical conditions – after you have purchased your policy, you must contact our medical screening helpline on 0345 030 6124 if:
- you are diagnosed with a new medical condition;
- you experience new or recurring symptoms or have an undiagnosed condition;
- your doctor or other medical professional make any changes to your prescribed medication including the dosage;
- you receive in-patient medical treatment; or
- you are placed on a waiting list for investigation or medical treatment;
When you call, we will ask you specific questions about your medical condition(s).
After you complete your declaration, you may need to pay an additional premium to allow cover to continue for your pre-existing medical conditions and associated conditions. There is also a chance that we will not be able to provide you with cover for these conditions, in which case we will cancel your policy and refund you a portion of the amount you have currently paid unless you have not made a claim and do not intend to make a claim.
Tesco Travel Insurance can provide cover for pre-existing medical conditions - when you purchase the insurance, you must tell us about the pre-existing medical conditions of anyone to be insured on the policy. If you do not tell us about any pre-existing medical conditions, this may impact any claim you make. Please note there may be an additional charge to cover some medical conditions.
The policy will be void if you travel against the advice of a medical practitioner or your public transport provider.
If you are in any doubt, you should call to check whether you're covered for your medical condition before you travel. Please call 0345 030 6124*.
If you purchased or renewed your travel insurance policy on or after 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
If you purchased or renewed your travel insurance policy before 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A.
Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.
A wide range of sports and activities are covered as standard on all of the policies at no additional cost as long as you are participating on a recreational and non-professional basis during any trip and you are following local laws and regulations and using any recommended safety equipment.
A full list of sports covered as standard and any exclusions can be found in the policy booklets under SPORTS AND OTHER ACTIVITIES. You should check this list to ensure you are covered before participating.
Optional Golf Cover and Winter Sports Cover may be available to purchase at extra cost to provide more cover for those specific sports trips.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.
Yes, cruise holidays are covered under the normal policy terms and conditions. You should ensure that you have cover for all the destinations that you will visit on the cruise.
Optional cruise cover is also available at an additional cost on some policies and covers missed port of departure, cabin confinement, itinerary change and unused excursions.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
If you purchased or renewed your travel insurance policy on or after 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
If you purchased or renewed your travel insurance policy before 4th September 2024:
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A.
Help for existing customers
If you’re an existing customer you can find information, ways to get in touch with us or start a claim here.
Policy and additional cover documents
View and download policy-related documents and other important cover information.
How we collect and use your personal data
Tesco Personal Finance Ltd (trading as Tesco Insurance) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:
- AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024
- Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024
- AmTrust Specialty Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget CoverAmTrust Specialty Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget Cover
Tesco Insurance will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Specialty Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via:
- AWP P&C in the ‘Privacy Notice’ of the Policy Wording document and Allianz Assistance website
- IPA on the AXA Assistance website
- AmTrust website
Winter Sports Cover - Clubcard points offer
Collect up to 1,000 Clubcard points when you add Winter Sports Cover to a new Travel Insurance policy by 10 December 2025.
- 250 points if you buy a policy over £20250 points if you buy a policy over £20
- 1,000 points if you buy a policy over £501,000 points if you buy a policy over £50
To qualify, you must:
- have a Tesco Clubcardhave a Tesco Clubcard
- buy a new Tesco Travel Insurance policy and add Winter Sports cover before 11:59pm on 10 December 2025buy a new Tesco Travel Insurance policy and add Winter Sports cover before 11:59pm on 10 December 2025
- buy your Travel Insurance policy from us direct, through the Tesco Insurance websitebuy your Travel Insurance policy from us direct, through the Tesco Insurance website
Additional terms and conditions
- Not to be used in conjunction with any other offer besides the standard 10% Clubcard discount.Not to be used in conjunction with any other offer besides the standard 10% Clubcard discount.
- Enter your Clubcard number when you get your quote.Enter your Clubcard number when you get your quote.
- If you cancel your policy within the first 14 days, you won’t collect the Clubcard points.If you cancel your policy within the first 14 days, you won’t collect the Clubcard points.
- Only one amount of Clubcard points will be allocated per Clubcard.Only one amount of Clubcard points will be allocated per Clubcard.
- The Clubcard must be in your name.The Clubcard must be in your name.
- Offer not available for policies bought through any price comparison websites.Offer not available for policies bought through any price comparison websites.
- Offer is only available for new policies. Renewals are excluded.Offer is only available for new policies. Renewals are excluded.
- Points will be awarded within 60 days of the policy being bought.Points will be awarded within 60 days of the policy being bought.