Click & You’re Covered Buildings Insurance

Our buildings insurance protects your bricks and mortar, as well as the permanent fixtures and fittings inside.

If the worst happens and you need to repair or rebuild your property, don't worry. Whether it's from falling branches, flood or fire, Tesco Home Insurance gives you unlimited cover to pay for the cost of fixing your home and any outbuildings – including the wall around the edge of your land.

We haven't forgotten the permanent fixtures in your home so rest assured that your built-in kitchen and wardrobes, showers and baths are covered too.

We will cover your property should it be exposed to subsidence or heave of the site on which the buildings stand, or in the event of a landslip.

As the owner of the property your liability is covered. Our buildings insurance gives you up to £2m protection if someone is injured, dies, or other circumstances occur where you are legally responsible as the owner of the property, to pay damages.

If you are both the owner and the occupier of the building, to protect yourself you will also need to arrange contents insurance which provides occupier's liability cover.

You're covered for any repairs to burst or freezing pipes, whether it's water pipes or those carrying heating oil.

And if a sewer pipe gets blocked, we'll pay up to £5,000 to cover the cost of getting into the pipe between the main sewer and your home and fixing the problem.

We understand that a heating or plumbing emergency can turn your household upside down, so we will help you get back to normal as soon as possible so for an additional premium, our UK Home Emergency cover can make sure it gets sorted out as quickly as possible.

Home Emergency cover is underwritten by Inter Partner Assistance S.A. UK Branch.

Accidents happen. So if your windows, the glass in your doors or even your solar panels get broken, we'll pay for replacements. We know that even the hardy bathroom sink isn't safe (aftershave bottles don’t bounce!) so the bathroom suite's covered too.

If you lose your house keys outside the home, or if they get stolen, we'll pay for new locks on your outside doors, helping to secure your home and your peace of mind.

If the damage to your home means that it isn't safe to stay there, we'll make sure that you and your loved ones, including your pets, have a suitable place to live while it's being repaired - up to a total of £50,000.

We also have a number of optional extras to boost your cover for an additional premium.

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

You can tailor your buildings insurance by adding these optional extras for an additional premium.

You'll get all the cover provided with our standard package, plus protection against things like:

We offer 2 levels of Home Emergency cover for you to choose from, providing you with 24-hour urgent assistance across a range of emergencies in your home from plumbing, security, drainage, and loss of power to issues with your heating, boiler and pests.

Home Emergency cover is underwritten by Inter Partner Assistance S.A.

This provides cover of up to £100,000 for legal fees and costs, to help you, or a member of your family who normally lives with you, to claim compensation or to pursue and in some instances defend your or their legal rights.

Family Legal Guard is underwritten by AmTrust Specialty Limited.

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

Tesco Click & You’re Covered Home Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.

Home Emergency cover is underwritten by Inter Partner Assistance S.A. UK Branch.

Family Legal Guard is underwritten by AmTrust Specialty Limited.

Before you buy your Tesco Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.