Travel Insurance for seniors.

Make the most of your retirement with our holiday insurance for seniors. It covers you up to age 79 for any kind of trip.

Why choose Tesco Travel Insurance for seniors?

24/7 emergency helpline

Call our helpline if you have a medical emergency while you’re away.

Unlimited medical cover

Unlimited cover for medical expenses and repatriation costs. Terms apply.

Travel Money boost

If you buy your travel money from a Tesco travel money bureau or online via the Tesco Travel Money website, before your trip, then your cash limit will be increased by 100%.

Tesco Travel Money ordered online is provided by Travelex Currency Services Limited.

Can pensioners get Travel Insurance?

Tesco Travel Insurance is available to anyone up to the age of 79. It can give you added protection for your holiday in case something goes wrong.

For example, things like:

  • cancelling your tripcancelling your trip
  • missed or delayed flightsmissed or delayed flights
  • medical emergencies, in case you need to see a doctor while you're awaymedical emergencies, in case you need to see a doctor while you're away

Is Tesco Travel Insurance for over 70s?

Tesco Travel Insurance is suitable for all over 60s and over 70s, up to the age of 79.

Whatever your age, it’s best to buy your insurance as soon as you book your holiday.

    Choose the right type of cover for your trip

    Single Trip

    Need cover for only one trip this year? Stay protected while you’re away with our Single Trip Insurance suitable for over 60s and over 70s.

      Annual Multi Trip

      Going on more than one trip in the next 12 months? You might be better with our Annual Multi Trip Insurance, suitable for over 60s & 70s.

        Cruise Cover

        Spend your retirement travelling the world with our Cruise Cover add-on for seniors. Optional cover available and can be added to any Travel Insurance Policy for an extra premium.

          Monetary limits, excesses and exclusions apply across all policies. Please read the policy documents to make sure your policy and cover level meet your needs.

            Compare cover levels - Travel Insurance for seniors

            Compare the different levels of cover available with our Single Trip and Annual Multi Trip Travel Insurance policies. Each cover level is available for travellers up to age of 79.

            Compare our levels of travel insurance cover

            Features

            Economy

            Standard

            Premier

            Fairer Finance rating

                Fairer Finance economy multi trip 4 star rating
                  Fairer Finance standard multi trip 5 star rating
                    Fairer Finance premier multi trip 5 star rating

                    Excess

                      £99 per person

                        £75 per person

                          No excess

                            Cancellation or cutting
                            short your trip

                              £1,000

                                £5,000

                                  £10,000

                                    Emergency Medical Expenses

                                      Unlimited

                                        Unlimited

                                          Unlimited

                                            Emergency dental

                                              £250

                                                £350

                                                  £1,000

                                                    Inpatient benefit

                                                      £500

                                                      £20 a day

                                                        £500

                                                        £40 a day

                                                          £1,000

                                                          £50 a day

                                                            Virtual doctor

                                                                Blue tick icon
                                                                  Blue tick icon
                                                                    Yes

                                                                    Missed departure

                                                                      £500

                                                                        £1,000

                                                                          £1,500

                                                                            Travel delay

                                                                              £500

                                                                              £20 per day

                                                                                £500

                                                                                £40 per day

                                                                                  £1,000

                                                                                  £50 per day

                                                                                    Baggage

                                                                                      £1,000

                                                                                      Single article and valuables limits £250

                                                                                        £2,000

                                                                                        Single article and valuables limits £350

                                                                                          £3,000

                                                                                          Single article and valuables limits £500

                                                                                            Baggage delay

                                                                                            If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance).

                                                                                              £250

                                                                                                £500

                                                                                                  £1,500

                                                                                                    Personal money

                                                                                                      If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Travel Money website prior to your trip then your Cash limit will be doubled.

                                                                                                        £250

                                                                                                        Cash limit of £100

                                                                                                          £500

                                                                                                          Cash limit of £200

                                                                                                            £750

                                                                                                            Cash limit of £375

                                                                                                              Loss of travel documents

                                                                                                                £250

                                                                                                                  £250

                                                                                                                    £500

                                                                                                                      Legal expenses and assistance

                                                                                                                        £25,000

                                                                                                                          £25,000

                                                                                                                            £25,000

                                                                                                                              Personal liability

                                                                                                                                £2 million

                                                                                                                                  £2 million

                                                                                                                                    £2 million

                                                                                                                                      Personal total disablement or loss of limb / eye

                                                                                                                                        £10,000

                                                                                                                                          £20,000

                                                                                                                                            £30,000

                                                                                                                                              Death

                                                                                                                                                £5,000

                                                                                                                                                If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                  £10,000

                                                                                                                                                  If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                    £15,000

                                                                                                                                                    If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                      Travel insurance for over 60s with pre-existing medical conditions

                                                                                                                                                      It’s essential to get the right amount of cover before you go on holiday. If you have a pre-existing medical condition, you need to tell your insurer. They’ll help you get right amount of cover to avoid unexpected medical bills while you’re away.

                                                                                                                                                      Some of the most common conditions include:

                                                                                                                                                      • Heart problemsHeart problems
                                                                                                                                                      • Respiratory issuesRespiratory issues
                                                                                                                                                      • CancerCancer
                                                                                                                                                      • DiabetesDiabetes
                                                                                                                                                      • Mental Health ConditionsMental Health Conditions

                                                                                                                                                      Find out which medical conditions are covered for over 60s and 70s with Tesco Travel Insurance.

                                                                                                                                                        Finding cover for a pre-existing medical condition

                                                                                                                                                        For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers’ Association (BIBA) has a directory of specialist insurers. To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790 (9am -5.30pm). You can also search BIBA’s medical directory online. This is a free service, and you do not need to purchase a policy.

                                                                                                                                                          Travel Insurance FAQs for seniors

                                                                                                                                                          Finding the right type of travel insurance depends on the type of trip you're taking. At Tesco Insurance, we offer Single Trip Travel Insurance and Annual Multi Trip Insurance. And you can add Cruise Cover and Winter Sports Cover to your policy for specific trips and extra peace of mind.

                                                                                                                                                            Tesco Travel Insurance is suitable for travellers up to the age of 79.

                                                                                                                                                            The final cost of your policy depends on a number of things, including:

                                                                                                                                                            • where you’re going
                                                                                                                                                            • the type of trip you’re taking
                                                                                                                                                            • your medical history.

                                                                                                                                                            If you cover your next trip with Tesco Travel Insurance, you can save money with your Clubcard.

                                                                                                                                                              At Tesco Insurance, we offer travel insurance for pensioners up to the age of 79. If you want to insure someone who’s 80 or over, you might be able to find cover through the British Insurance Brokers’ Association (BIBA). BIBA has a directory of specialist insurers. To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA’s medical directory online.

                                                                                                                                                                Yes. Cruise holidays are covered under our normal policy terms and conditions. You should make sure you have cover for all the destinations that you’ll visit on the cruise.

                                                                                                                                                                You can also add Cruise Cover to some of our Travel Insurance policies. It’s an optional extra, available for an additional cost, and covers:

                                                                                                                                                                • missed port of departuremissed port of departure
                                                                                                                                                                • cabin confinementcabin confinement
                                                                                                                                                                • itinerary changeitinerary change
                                                                                                                                                                • unused excursionsunused excursions

                                                                                                                                                                Monetary limits, excesses and exclusions apply. For full details, please see your policy booklet.

                                                                                                                                                                Policies bought or renewed on or after 4 September 2024:

                                                                                                                                                                Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.

                                                                                                                                                                Policies bought or renewed before 4 September 2024:

                                                                                                                                                                Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A.

                                                                                                                                                                  Travel insurance guides

                                                                                                                                                                  Travel insurance terms explained

                                                                                                                                                                  Find out what everything means with our jargon buster and glossary of terms.

                                                                                                                                                                  Do I need travel insurance?

                                                                                                                                                                  Find out what it is, what it covers, and why it might be handy to have.

                                                                                                                                                                  What type of travel insurance should I get?

                                                                                                                                                                  Some key things to think about when choosing a policy for your holiday.

                                                                                                                                                                  Key product information

                                                                                                                                                                    Tesco Travel Insurance

                                                                                                                                                                    Policies bought or renewed on or after 4 September 2024:

                                                                                                                                                                    Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.

                                                                                                                                                                    Policies bought or renewed before 4 September 2024:

                                                                                                                                                                    Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A.

                                                                                                                                                                      Tesco Travel Money

                                                                                                                                                                      Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered No. 04621879. Tesco Travel Money ordered online or by telephone is provided by Travelex Currency Services Limited. Registered No. 03797356. Registered Office for both companies: Worldwide House, Thorpewood, Peterborough, PE3 6SB.