Click & You're Covered Combined Buildings and Contents Insurance

Get a quote in under 60 seconds. Your quote will be ready with just 3 details – your name, your date of birth and your home address. That’s it!

    A family of five, including parents and children, play together on a couch.

    Why choose Tesco Home Insurance?

    Unlimited buildings cover

    And £75,000 new-for-old contents cover. Both as standard.

    Alternative accommodation

    Somewhere to live if your home isn't safe. Terms apply

    Manage your policy online

    Available 24/7 with Your Insurance Account.

    Spend less on home and contents insurance with your Clubcard

    If you have a Clubcard, we'll try to find it automatically when you get a home and contents insurance quote. If we can't, just enter it when prompted.

        Get peace of mind with our Combined Buildings and Contents Insurance

        Contents insurance

        It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

          Alternative accommodation

          We’ll pay up to £15,000 for you and your loved ones (including your pets) to stay somewhere else if your home isn’t safe to live in following a claim.

            Accidental damage to TVs, laptops and tablets

            Whether it’s a spilt drink or a bit of clumsiness, a split second is all it takes for your gadgets to go kaput. We’ll cover the cost of repairs for accidental damage to TVs, tablets, consoles or laptops, so you can get back to work, playing games or watching your favourite shows asap.

              Things you own in your garden

              The garden is part of your home. That’s why we give you cover up to £1,500 for anything you own outdoors - from garden furniture and barbecues to the clothes on the washing line.

              We also give you cover up to £2,500 for plants – covering loss or damage to trees, shrubs, plants and lawns.

                Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

                  Buildings insurance

                  As a homeowner, the biggest asset you have is probably your home. So it's important your home is covered in case the worst happens.

                  • One year guarantee on home repairs carried out by insurer-appointed builders
                  • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
                  • Burst pipes and blocked sewer pipes - we will cover repairs up to £5,000
                  • Replacement locks if your house keys are lost or stolen
                  • Alternative accommodation in the UK up to £50,000 if your home isn't safe to live in

                  Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

                  See our policy documents

                    Need a little more from your Tesco Home Insurance?

                    Just choose the optional extras that are right for you and only pay for the additional cover you need.

                    • Extended accidental damage cover is extra protection from unexpected accidents in your home
                    • Contents cover away from home, for items that you wear or carry
                    • Protect your bicycles while you're away from home in addition to your contents
                    • Home Emergency cover - 24-hour cover for a range of emergency situations
                    • Family Legal Guard - legal expense insurance and access to a legal helpline

                    Home Emergency cover is underwritten by Inter Partner Assistance S.A. Family Legal Guard is underwritten by AmTrust Specialty Limited.

                    Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

                    See our policy documents

                      Your Insurance Account

                      • No admin fees for changes made to your policy in Your Insurance Account
                      • View, print and download all your home insurance policy documents at any time
                      • Update your personal details whenever you want, including your address, email address and phone number
                      • Send us your documents electronically and securely
                      • Tell us if you are moving home

                      Need more information?

                      Find out more about our buildings or contents home insurance cover

                      Choose the cover you need for your home

                      Contents only

                      It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

                      Buildings & Contents

                      Cover for your home and belongings; from floor to ceiling and everything else.

                      Buildings only

                      As a homeowner, the biggest asset you own is probably your home. So it's important your home is covered in case the worst happens.

                      Fairer Finance 4 Star rated

                      Fairer Finance is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Home Insurance has a Fairer Finance 4 Star Rating in the UK which means it has a comprehensive level of features and benefits.

                          Fairer Finance 4 Star rated

                          Important information

                          Our range of insurers

                          Tesco Click & You’re Covered Home Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.

                            Home Emergency cover is underwritten by Inter Partner Assistance S.A.

                            Family Legal Guard is underwritten by AmTrust Specialty Limited.

                              Monetary levels, excesses and exclusions apply

                              Before you buy your Tesco Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.

                                  Contact us - we're here to help

                                  Have a question or need help applying? Our friendly, UK-based customer service team is here to help.